investing

Sometimes there’s no way to put a happy spin on the economic news and this is one of those times. The Royal Bank of Scotland issued this simple assessment of…

I’m not sure why people wait for the end of the year to make resolutions; the time to make a resolution is the moment you realize there’s a problem. Be…

For much of the most productive era in American history the middle class was the dominant force in the country. The nation was so aligned along that center of the…

It looks as though we’re going to need to modify the old saying about the rich getting richer to the rich are paying off debt while the poor are racking…

Owning a home is the American dream and, no matter how bad of a deal it becomes, people are still fixated on it. People who are wise with money every…

Not all mistakes are created equal. There are some mistakes that will cripple your finances for decades and leave you with less money in retirement. Since we’re human beings, it’s…

It shouldn’t come as a surprise that only about 10% of the U.S. population can pass a financial literacy test when only five states get an A on teaching young…

It was not at all surprising to me to find out that 61% of Americans are financially illiterate. Some states are worse than others and it should come as little…

Anyone alive back in the 1970s remembers the term “stagflation” that went around a lot in those days. Stagflation was basically an amalgam of the unemployment rate, plus the inflation…

Yes, the double digit stock market increase gravy train is over, probably for a long time. What we’ll see instead are years of returns that are normal to slightly below…